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Background Interest rates have been at historic lows for an extended period of time and no one is able to accurately predict when this cycle will end and when rates will rise. Historically the [...]

Do I need a 20% Deposit to get a Home Loan The number of home loans today that are approved with less than 20% deposit is dropping. Many more customers are approaching lenders with at least 20% [...]

How much is the Average Mortgage in Australia? If you’ve ever wondered what the average Australian mortgage might be across the country, the results may actually surprise you. According to [...]

If you have been thinking about purchasing your own home in Australia it is a good idea to know more about the loan process. By learning more about how to apply for a home loan, you can know what [...]

Can I get a mortgage with a deposit under 20%? With the rapid increase in home prices across Australia, the idea of submitting a large deposit on a home may not be within the reach of the average [...]

If you are planning on seeing a mortgage broker to help you get some of the best rates on your mortgage, there are a number of questions that you can ask to make sure that they understand your [...]

If you are like most people then Paying Off Your Home Loan or mortgage sooner rather than let it run the full term is somewhere along your priority line. Whilst there is no “Magic” trick to this, [...]

Most first home buyers spent years saving for their deposit then start strategizing ways in which they are going to approach the bank for their home loan. And it can be a daunting, often jargon [...]

If you look up the term Mortgage in the Oxford Dictionary it is defined as: A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the [...]