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If you haven’t already heard, on the 3rd of May 2022, the Reserve Bank of Australia (RBA) increased the official cash rate from the record low of 0.1% up to 0.35%. A rise of 0.25%. Now according [...]

First Home Loan Deposit Scheme  Launched at the beginning of 2020 by the federal government, with this incentive, a first home buyer can procure a property with a deposit that is as low as 5% of [...]

How to give yourself the best chance at getting your home loan approval: If you are interested in getting approved for a home loan there are a number of ways that you can set yourself up for [...]

What debts can affect your credit rating? When applying for any type of credit from a financial institution it’s very likely that they will check on your credit file. Your credit rating is [...]

How to get refinance approval: If you’ve already made it through one of the most difficult challenges of purchasing a home, the last thing in your mind could be the idea of refinancing your [...]

First Home Owners: Build or Buy “Home is where love resides, memories are created, friends and family belong and laughter never ends.”                   – Unknown Whatever the size or [...]

Background Interest rates have been at historic lows for an extended period of time and no one is able to accurately predict when this cycle will end and when rates will rise. Historically the [...]

Do I need a 20% Deposit to get a Home Loan The number of home loans today that are approved with less than 20% deposit is dropping. Many more customers are approaching lenders with at least 20% [...]

How much is the Average Mortgage in Australia? If you’ve ever wondered what the average Australian mortgage might be across the country, the results may actually surprise you. According to [...]

If you have been thinking about purchasing your own home in Australia it is a good idea to know more about the loan process. By learning more about how to apply for a home loan, you can know what [...]