Why Choose Us

At Real Estate Home Loans we believe it is a privilege to be entrusted with your goals and dreams and help make them reality.

Real Estate Home Loans was born from the desire to provide you the best level of service, one that provides more than just a loan; it gives you a real education in borrowing money. We believe it is a privilege to be entrusted with your goals and dreams and help make them reality.

In March 2000 that idea became a reality when Real Estate Home Loans opened for business.

Our Values

Understanding

We believe that one of the most important things we can do is take the time to educate our clients and allow them to understand the process of obtaining a loan.

Expertise

Local for over 22 years, Real Estate Home Loans and our expert staff is here to educate you on how to obtain your home and still live the life you want to live.

Committed

Real Estate Home Loans was born from the desire to provide you the best level of service, one thatprovides more than just a loan; it gives you a real education in borrowing money.

Accomodating

Whether you are ready to go now or simply want to know how to get ready. We believe that its important to take the time with everyone to educate and assist them through the process.

Our Team

Paul started Real Estate Home Loans back in March 2000 after deciding there was a gap in the market for Mortgage Brokers that educated their clients and provided the knowledge that was needed to obtain your dream of home ownership. Paul’s downtime is spent at home on his ‘ranch’ where he rides his horses and runs his kids around town.

Paul Ballinger

Director / Mortgage Broker

Grant joined the Real Estate Home Loans team back in 2017 and hasn’t looked back. After spending over a decade working in IT and Sales, He decided it was time for a change and has found mortgage broking to be the perfect fit of customer service and problem solving. In his spare time, he enjoys downtime with his wife and 3 kids, mountain bike riding, and heading to the footy.

Grant Newell

Director / Mortgage Broker

Bernie is the real brains behind the Real Estate Home Loans team, making everyone else look good by ensuring all administration, paperwork and compliance is in order. When she’s not working, Bernie likes to relax in a day spa with a wine and the smooth dulcet tones of her true love Jimmy Barnes.

Bernadette Wood

Client Services Manager

Jae joined the team in 2021 bringing a new offering to our Real Estate Home Loans clients. Jae specialises in all things asset finance after spending the past decade working in dealerships. Jae is a Ballarat local who when not working loves to travel and spend time with her high maintenance dogs.

Jae Sanders

Finance Professional

Our Lenders