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If you haven’t already heard, on the 3rd of May 2022, the Reserve Bank of Australia (RBA) increased the official cash rate from the record low of 0.1% up to 0.35%. A rise of 0.25%. Now according [...]

Background Interest rates have been at historic lows for an extended period of time and no one is able to accurately predict when this cycle will end and when rates will rise. Historically the [...]

Most Finance Websites have a Mortgage Calculator/Home Loan Calculator, from the very basic to the somewhat elaborate. When using this type of resource there is one important rule you must observe [...]

Lenders Mortgage Insurance (LMI) is often misconstrued and misunderstood. Without Lenders Mortgage Insurance the dream of property ownership would be beyond the reach for many people.   To define [...]

Buying your first property is both an exciting and daunting time, when you are a first home buyer, it seems everyone has an opinion and the information can at times be conflicting. The first step [...]

If you are like most people then Paying Off Your Home Loan or mortgage sooner rather than let it run the full term is somewhere along your priority line. Whilst there is no “Magic” trick to this, [...]