Is now the right time to fix my loan?

Interest rates have been at historic lows for an extended period of time and no one is able to accurately predict when this cycle will end and when rates will rise. Historically the Reserve Bank dictated rate adjustments but in more recent times out of cycle rate adjustments have been greeted by public outrage, however we believe this will become more the norm rather than the exception

How much is the Average Mortgage in Australia?

If you’ve ever wondered what the average Australian mortgage might be across the country, the results may actually surprise you. According to independent website, As of the start of 2018 the average Australian mortgage today is now worth over $500,000.

Mortgage Calculators and Home Loans Calculators Tips and Traps

Most Finance Websites have a Mortgage Calculator/Home Loan Calculator, from the very basic to the somewhat elaborate. When using this type of resource there is one important rule you must observe – it is a guide only. You need to speak with a professional before relying on the information.   Mortgage Calculators assist you and […]

What Is Lenders Mortgage Insurance (LMI)

Lenders Mortgage Insurance (LMI) is often misconstrued and misunderstood. Without Lenders Mortgage Insurance the dream of property ownership would be beyond the reach for many people.   To define LMI – Lenders Mortgage Insurance is what a lender takes out to mitigate the risk of a decline in the value of the property asset it […]

First home buyer – Facts you need to know

Buying your first property is both an exciting and daunting time, when you are a first home buyer, it seems everyone has an opinion and the information can at times be conflicting. The first step in the process should be finding out if and how much your purchasing limit might be, given most first time […]

How Can I Pay-Off My Home Loan or Mortgage Sooner?

If you are like most people then Paying Off Your Home Loan or mortgage sooner rather than let it run the full term is somewhere along your priority line. Whilst there is no “Magic” trick to this, there are a number of small behavioural changes you can do to minimise the amount of interest you […]