When Is The Right Time To Refinance?

Refinancing a mortgage typically occurs for two primary reasons:   The first, Lowering Your Interest Rate: One of the main reasons people refinance their home loans is to take advantage of lower interest rates. If you have held your home loan for some period then you may find the rates your current lender has you […]

Do I need a 20% Deposit to get a Home Loan

The number of home loans today that are approved with less than 20% deposit is dropping. Many more customers are approaching lenders with at least 20% available for a down payment on their homes. Is it possible to get in the door with a lender with less than 20% deposit?